Ben Jacobs claims that Everton has contacted Manchester City regarding loaning Kalvin Phillips because sources dispute the latter’s desire for exorbitant loan costs.

The trustworthy journalist claims, in a post on his own Twitter account on January 17, that City is willing to work with all parties to structure a deal and anticipates one to be completed given the amount of interest.
But he also shared that Everton have made an official enquiry for the England international, while a host of other clubs are still in the race including Newcastle United, Juventus and West Ham.
Kalvin Phillips still expected to leave Manchester City before the window shuts,” he wrote.“Sources firmly deny Manchester City are insisting on an obligation to buy or that loan fee demands are too high. Understand City are actually open to a deal structure to suit all parties and relaxed because even a straight loan will help gain Phillips minutes and raised value come summer.
Go swiftly.Given the club’s current relegation struggle, Everton lacks the funds for an expensive loan arrangement and won’t want to be saddled with a purchasing obligation.
With more charges made against the club too, there is every chance the club get hit with another points deduction now and that will make it even harder to stay up.But if Man City are open to doing a deal that suits all parties then Everton should absolutely be pushing to get this deal done in a way that suits them more
It would be nice and fair to pay a part of the salary, but the club could close the deal faster and bolster the roster in a crucial area if there was no option and the loan cost was cheap.Although Phillips would undoubtedly play frequently as well, which would aid him in his pursuit of a summer position for England and be appealing to him, Kevin Thelwell ought to move swiftly to pull this happen if there is potential.